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Safeguarding Your Antique or Classic Car


Safeguarding Your Antique or Classic Car

Safeguarding Your Antique or Classic Car

Posted by on Nov 21, 2014 in Blog News

Many Americans choose to invest in the past by purchasing an antique or classic car. In doing so, you must obtain the protection you deserve for your most enjoyable investment. Since each classic and antique car is completely unique, you will need to obtain a customized insurance policy that reflects your use of the vehicle. We understand the unique insurance needs of classic and antique car owners and will provide you with a custom tailored policy from the following options:

Standard Coverage for Antique & Classic Car Insurance Policies:

  • Agreed Value Coverage – This is a unique clause that is different from standard auto insurance policies because it provides you with reimbursement for the car’s full-insured value. This means that depreciation of the vehicle is not taken into consideration. Therefore, in the event of a total loss, you would only be required to pay your deductible.
  • Inflation Guard – Since your classic car will accumulate value over time, this coverage option ensures that your policy reflects the increasing value of your classic or antique.
  • Flexible Usage – This coverage option provides you with the ability to drive your classic up to a certain amount of miles. You will have the opportunity to choose between 2,500 and 5,000.

Additional Coverage Options:

  • Emergency Towing – This coverage option is extremely important, as you never know when your classic will be ready to take a break.
  • Roadside Assistance – Since your battery and gas gauge is likely less advanced than your standard vehicle, you may need roadside assistance if you run out of gas or get a flat tire.
  • Car Show Expenses – If your classic is the life of the party at every car show and you are unable to attend due to a mechanical breakdown, this insurance policy would cover any associated expenses.

Serving Goleta, Santa Barbara, and surrounding cities, contact Brown & Brown Insurance Services of California, Inc., for all of your insurance needs.  We want you to have the chance to live in the past while protecting your vehicle for the future, which is why we will provide you with customized insurance solutions that maximize protection.