Ebola Risks & Business Health Insurance

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Ebola Risks & Business Health Insurance

Ebola Risks & Business Health Insurance

Posted by on Dec 3, 2014 in Blog News

As a Business Owner, Am I Liable for Ebola Risks in Abroad Business Operations?

Unfortunately, worries surrounding Ebola risks have not dwindled down, and with the enactment of the Affordable Care Act, many are wondering where Ebola risks leave us with health insurance costs and coverage qualifications. Whether you are thinking about Ebola risks in terms of personal endangerment or by means of threatening your organization as a whole, there are far too many unanswered questions regarding the matter.

As a business owner, you have a responsibility to reduce risks for your business. Therefore, matters of Ebola are a great concern to you. What happens if one of your employees contracts the disease while traveling for work? Are you held liable for their medical expenses? What if the outcome is fatal? Are you responsible for the illness or death of an employee that contracts Ebola while traveling abroad for work relations? What happens if that infected employee ends up getting your entire company sick because they were unaware they had contracted the disease? Would you be held liable for the medical expenses of each infected employee? Not only would your financial situation suffer from this occurrence, but your business’ reputation may also experience a great toll.

If you have any staff traveling abroad to conduct work operations, it is imperative that you contact your business insurance carrier to confirm coverage. It is recommended that you go over all of these possible situations to ensure that you will receive coverage and not be held liable for matters that are completely out of your control.

Serving Goleta, Santa Barbara, and surrounding cities, contact Brown & Brown Insurance Services of California, Inc., for all of your business health insurance needs. Please do not hesitate to give us a call if you are worried about where your coverage lacks. We are always available to answer to your questions and concerns.