Blog News

Can you look through an employee’s email while they’re still employed?

Can you look through an employee’s email while they’re still employed?

Question: Are HRs allowed to look through an employee’s email while they are still employed? The short answer is yes, you can monitor employee email. As a general rule, employees should not have an expectation of privacy when using company computers or email accounts. That said, the law is not perfectly cut and dry, so you should have both a legitimate business reason for doing so and a policy that puts employees on notice that you do – or could – review their email. If you decide to monitor employee...

Read More

No Matter the Size of Your Company, the Cadillac Tax Applies to You!

“In 2018, the excise tax is anticipated to hit 17 percent of all American businesses, and 38 percent of large employers. Large employers subject to the excise tax in 2018 will pay an average of $1.0 million that year, and an average of $2.1 million per year from 2018 to 2024, or over $2,700 per employee.”    – American Health Policy Institute It not uncommon for small-medium size employers to say the ACA does not apply to them. Many think that the main cause of concern in the ACA is the employer...

Read More

Why is Benefit Insurance Backed Up this Year?

Why is Benefit Insurance Backed Up this Year?

The final months of the year have always been busy for employee benefits insurance servicing entities, brokers and carriers.  However, the grandfathering, grandmothering, early renewal options, as well as last-minute carrier plan and legislative changes resulting from the ACA, have heavily increased the workload. More employers than ever before are renewing their employee benefits insurance in the same couple months of the year making for a historical 2015.  Employers should be prepared that ID cards and...

Read More

Expensive and Confusing Group Medical Insurance Changes for Companies with 51-100 Group Medical Enrolled Employees

Expensive and Confusing Group Medical Insurance Changes for Companies with 51-100 Group Medical Enrolled Employees

Prior to renewal season 2015, many small-medium size employers weren’t fully aware of the magnitude of the impact that would be caused by the ACA’s ‘small group’ employer definition change from 50 or fewer employees to 100 or fewer employees. Due to the complexity of the law and lack of early carrier data surrounding the changes, many employers were shocked to find high group medical insurance renewal rates with reduced benefits. Although a relatively small number of employers...

Read More

Reducing EPLI Claims

Reducing EPLI Claims

Top Employment Practices Liability Claims Did you know that our beautiful state has been ranked second for the state with the most employment practices liability insurance litigation cases? As a business owner, it is imperative that you safeguard your organization from these unfortunately common lawsuits. In doing so, you must understand exactly what your responsibilities are and obtain an employment practices liability insurance policy. Without this essential form of insurance, you leave your entire organization...

Read More

Remodeling Your Office? Beware of Construction Defects on the Rise

Remodeling Your Office? Beware of Construction Defects on the Rise

Construction Defects on the Rise Due to the Improving Economy Unfortunately, technological influence and the instinct move to introduce a lawsuit whenever something goes wrong is causing problems in the construction world. Construction defects are a growing concern on a moving target, and they must be addressed. When you choose to hire a contracting company to conduct renovations on your home or business, you are expecting the project to go smoothly, and for the outcome to live a lifetime. So, what happens when...

Read More