• New Address Update


Our comprehensive service capabilities, extensive product offerings and customized benefit solutions are rarely matched in the broker community. We diligently work with each account to ensure outstanding results and lasting relationships.

We focus on cutting through the red tape and delivering smarter benefits solutions. Today, it is even more important to partner with an advisor that has national clout and local representation. Allow us to leverage our experience, relationships, and knowledge to craft a powerful and practical solution for you and your business. A comprehensive product portfolio and premier relationships with the major carriers allows us to structure the best benefits package for your employees.


  • Fully-Insured & Self-Funded Options
  • Consumer Directed Health Plans
  • Medical & Prescription Drug Coverage
  • Dental & Vision Care Plans
  • Life & AD&D Insurance
  • Long & Short Term Disability
  • Employee Assistance Plans (EAP)
  • Travel & Accident Insurance
  • Long Term Care
  • GAP Insurance
  • Health Reimbursement Accounts (HRA)
  • Health Savings Accounts (HSA)




  • Legislative Compliance
  • Reporting & Predictive Modeling
  • COBRA Administration
  • Section 125 & POP Plans
  • Form 5500 Preparation
  • SPD Preparation
  • Open Enrollment Coordination
  • Health & Wellness Programs
  • Supplemental & Voluntary Insurance
  • HR Compliance & Consulting




“Bright Choices Exchange”

  • Health Care Plans
  • Health Savings Accounts (HSA)
  • Flexible Spending Accounts (FSA)
  • 3 Dental Plans
  • Vision
  • Disability
  • Life
  • Supplemental Health
  • Pet Insurance
  • Wellness
  • Telemedicine

Employers can finally get control over rising
costs and simplify administration. Employees can
choose the specific coverage they need and can afford.


paddingCall 805-965-0071 for more information