Posts by SMS

Reducing EPLI Claims

Reducing EPLI Claims

Top Employment Practices Liability Claims Did you know that our beautiful state has been ranked second for the state with the most employment practices liability insurance litigation cases? As a business owner, it is imperative that you safeguard your organization from these unfortunately common lawsuits. In doing so, you must understand exactly what your responsibilities are and obtain an employment practices liability insurance policy. Without this essential form of insurance, you leave your entire organization...

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Remodeling Your Office? Beware of Construction Defects on the Rise

Remodeling Your Office? Beware of Construction Defects on the Rise

Construction Defects on the Rise Due to the Improving Economy Unfortunately, technological influence and the instinct move to introduce a lawsuit whenever something goes wrong is causing problems in the construction world. Construction defects are a growing concern on a moving target, and they must be addressed. When you choose to hire a contracting company to conduct renovations on your home or business, you are expecting the project to go smoothly, and for the outcome to live a lifetime. So, what happens when...

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Post-Tax & Pre-Tax Employer Reimbursement Prohibited

Post-Tax & Pre-Tax Employer Reimbursement Prohibited

Agencies Prohibit All Employer Reimbursement of Individual Premiums Implications, rules, and requirements surrounding the Affordable Care Act have gained a reputation of being complex, confusing, and frustrating. Both business owners and individuals are heavily affected by the requirements of the Affordable Care Act, making it imperative that you understand what you are responsible for. Unfortunately, an overwhelming number of business owners were recently surprised with a rude awakening. Now, agencies prohibit...

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Cyber Risks & Complying with HIPAA: What You Need to Know

Cyber Risks & Complying with HIPAA: What You Need to Know

Does My Business Need Cyber Liability Insurance? As a business owner labeled as a covered entity through the Health Insurance Profitability and Accountability Act of 1996 (HIPAA), you must comply with both the privacy and security rules. Covered entities under HIPAA include health care providers, health care clearing houses, and health plans. HIPAA was put in place to create a federal standard regarding the privacy of health information and the appropriate way to use and discuss this information. Unfortunately,...

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Cyber Attacks & Terrorism Continue to be Most Prevalent Threats

Cyber Attacks & Terrorism Continue to be Most Prevalent Threats

Top Risks Threatening Both the Insurance Industry & National Security When you read the headlines of the newspapers and receive updates about what is going on in the world, chances are, the last thing on your mind is insurance. However, it is important to realize that many of our most trying risks and threats affect the world of insurance, meaning your pockets are affected accordingly. Two of the most prevalent threats that are expected to continue into the following year are cyber attacks and terrorism. Cyber...

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